We need to develop a payments wallet which is based on QR code.
each merchant will have a QR code and users can scan the code and make a payment using stored value in the card
incase there is no stored value the merchant should be able to scan the credit card details via a qr code and process the information using a simple scanner and he should not need the card swipe infrastructure.. this is similar to chase pay
Customers can download the app from the App Store and Google Play. they add Their Visa Credit, Debit, in the app once the user logs into it. In the future, customers can use Touch ID for easier and faster checkout.
As of now, we let customers use their smartphones to pay at participating locations by scanning a QR code
we will need USER app interface. MERCHANT interface and ADMIN Web interface