Fintech Online Credit Score Algorithm

I am looking for a person who has developed a credit score algorithm, to implement and complete an online loan fintech project. Currently, we have completed almost the entire project, the integrations included in the project are also 95% completed, and although we could take an algorithm that gives us the risk bureaus in Colombia (SCORE / pre-approved), we would like, Based on the information provided by these bureaus (can be several hundred variables), together with other available data, to be able to put together an algorithm of our own that takes all the variables, analyzes them and returns a result automatically, efficiently and online. accepted or rejected according to the information obtained from these sources. This algorithm we seek to be adjustable and customizable to future needs, where it is only to adjust the parameters to have more or less acidity in the final decision. You must be able to combine information from any number of databases and information sources that are made available to you. The algorithm will be our property The person must work as a team with a developer who has carried out the entire project and all the integrations, so they will have significant support to carry out the work.