Hi my name Stanislav. Your project interested me, and I would be glad to cooperate with you. In the area of programming more than 5 years. I have experience with the following technologies: JavaScript, JQuery, Angular JS, Node.JS, Ajax, HTML, CSS, PHP (Frameworks: Phalcon, Laravel), ASP.NET Ruby on Rails.
Can you answer on next questions to help me understand correctly your project?
How i understand you want to create automated payment system correctly?