I would like a website similar to prosper or kiva. The website should have the complete functionality of Prosper's website (or better) with an easy to use admin control panel.
Although [login to view URL] is written using aspx/.NET, I would like for my site to be designed using PHP/MySQL and, of course, css.
You should be an experienced and confident that you would be able to design an efficient and secure relational database on a shared server.
You would eventually need to design the APIs necessary for the project. For example, I will need an API for the credit reporting agency (EXPERIAN or Equifax) and payment interfaces such as paypal and/or an online digital check payment service by connecting to ACH.
You MUST guarantee your work. In other words, if it is detected that my website is lacking in some functionality that [login to view URL] has or if a coding/database error is detected, you would should guarantee that you will promptly fix the problem.
The site MUST include a back end admin panel to adjust settings such as loan origination fees and late penalty fees etc. ? (I'll send you the default specs of everything I can think of if we agree to work together).
You should be familiar with the formula(s) necessary for minimum payments on installment loans. If not, I can send you the formula(s) necessary for the project. I'd also like a way to adjust an entire loan in the back-end admin panel. In other words, if a borrower contacts me and claims that he cannot afford to pay back the loan, I'd like to be able to change the term of the loan to 48 months instead of the default of 36 months etc. It might be be a cool feature to be able to do this with some or all of the lenders at the admin's discretion. I'd also like to be able to adjust the interest rate if necessary.
I only have a budget of about $600 for this project. If all goes smoothly and if the project is completed in a timely manner, I might be able to raise a little more money.
Please send me a price quote for the entire project. I prefer that the project is coded in PHP, howevr, if it would be significantly less money to develop the site in another langauge/database, you may send a few quotes based upon PHP/MySQL vs. another language/database.
I thank you for your interest in this project.