Preparatrion legal documents jobs

...Unstructured Data: The quotes come in the form of text documents and images. The images have price information marked on them. The system should be able to interpret both types of data. - ChatGPT Integration: You'll be responsible for integrating GPT-3 or similar to process the received data. - Structured Data Storage: The structured data should be stored in a MySQL database. - Automated Database Updates: While batch updates are acceptable, the ideal system will be able to automatically update the database whenever new data is received. Requirements: - Prior experience working with ChatGPT, GPT-3 or similar technology. - Expertise in MySQL, with experience in setting up automated database updates. - Data structuring knowledge to turn text documents and images ...

I'm seeking a skilled administrative assistant to support me in the following areas: - Document Preparation: A key part of the role will be to assist in the development of documents that will be used in the market research and competitor analysis processes. This includes everything from preparing spreadsheets to developing presentations. - Market Research: The assistant will need to conduct thorough market research to help us understand the competitive landscape. This will involve looking into trends, customer needs, and industry developments. - Competitor Analysis: Equally important is the need for the assistant to conduct competitor analysis. This will involve gathering data about our competitors, analyzing their strengths and weaknesses, and suggesting areas where we can ...

I'm l...10 demo bank statements specifically for a business account. - Required Format: The bank statements need to be in PDF format. - Account Type: The statements should reflect transactional activity for a business account. Ideal skills include: - Familiarity with financial statement preparation - Proficient in PDF generation - Previous experience creating bank statements or similar financial documents. By the end of this project, I expect professionally drawn-up bank statements that mimic authentic business transaction flows. Apply if you're well-versed in financial terminologies and possess excellent writing standards. Must include account numbers to be provided for the months of Feb, Mar, and April. Its a Bluevine business account. Total average deposits per ...

I urgently need a Lithuanian TELIA Prepaid SIM card to be shipped to India. (I can provide you with all the documents required for the SIM purchase) I have an immediate requirement, so quick delivery is paramount. The project is pretty straightforward, but it does need someone who can ensure the SIM card reaches me in India as soon as possible. Ideal skills and experience for this job: - Proven experience in international shipping, particularly with delicate items like SIM cards - Familiarity with purchasing prepaid SIM cards in Lithuania - Excellent communication skills to keep me updated on the purchase and delivery process Please bear in mind the urgency of this project when bidding. I'm looking to get the SIM card delivered as soon as you can possibly arrange it.

I need a professional translator to convert a 5-page medical document from Arabic to English. Requirements: - The subject matter is medical, so prior experience translating medical documents is a must. - The final format should be a Word document. - No certification is required. Please ensure that the translation is accurate, clear, and maintains the original meaning of the text. Ideal Skills: - Fluency in both Arabic and English - Proven experience in medical translation - Attention to detail and quality of translation - Ability to deliver in a timely manner

I am looking for a skilled translator familiar with software terminology to translate an English-written software to Spanish. Requirements: - Strong command over English and Spanish languages - Experience in translating software or similar technical documents - Attention to detail while maintaining the integrity of the software's correct functioning Your role will include: - Translating software terminologies to Spanish while maintaining the original meaning - Ensuring no errors are introduced during translation that may alter software functionality

I'm looking to develop a web-based check-in page that validates the age of individuals. Key Requirements: - The check-in page should capture the user's CPF (Brazilian taxpayer ID) and Date of Birth. - If a user is of legal age, the check-in should be approved and data stored in the backend. The project is divided into two main areas: - Front End: - The front end should be user-friendly and have a smooth check-in process. - It should include an age validation feature that cross-references the user's date of birth with the legal age limits. - Back End: - The backend should collect and store specific data about the user, including their name, CPF, date of birth, and the time of check-in. - This data should be easily accessible for administrative purpo...

I'm in need of a professional translator for a full-time role. The ideal candidate will be translating various documents from English to a specified language. Skills and experience: - Proven translation experience - Excellent command of English and the language we will be translating into - Ability to meet deadlines and work in a high-paced environment - Degree in translation studies is a plus. Please include examples of your work in your application.

I'm looking for a dedicated, experienced criminal lawyer based in California who specialises in damage compensation. My requirements are: - Proven record in handling compensati...lawyer based in California who specialises in damage compensation. My requirements are: - Proven record in handling compensation cases for moral and material damages. - Specific experience in dealing with cases involving physical injuries, emotional distress, and property damage. - Capable of filing a robust legal complaint for the damages mentioned. Importantly, no legal actions have been taken yet regarding this case. Therefore, your expertise in strategic planning and navigating legal processes will be invaluable. If you are well-versed in white-collar criminal law and compensatio...

I'm seeking an experienced professional to help with the preparation of court paperwork for a civil case. The project involves the Third District Court of Utah, located at 450 South State Street, Salt Lake City, Utah 84114. Key Requirements: - Assistance in preparing the required legal documentation related to a contract dispute. - Document drafting and thorough review to ensure all necessary details are included. - Proficiency in understanding and navigating the legal process, particularly in the state of Utah. Ideal Skills & Experience: - Prior experience in handling court paperwork for civil cases. - Strong understanding of contract law. - Familiarity with the procedures and requirements of the Third District Court of Utah would be highly beneficial. - Excellent...

I'm looking for a writer with legal experience to write the terms & conditions and privacy policy of my web app. They need to be applicable to both Canada and the US.

I am in need of a SharePoint expert who will be on hand for 4 hours daily to assist with various tasks relating to my SharePoint site. The selected individual will be primarily tasked with: - Document management: The organization, updating, and safeguarding of crucial documents. - Workflow automation: Streamlining business processes to improve effectiveness. - SharePoint site customization: Tailoring the site to suit our specific needs. At the moment, the specific SharePoint version being utilized is unspecified, so a basic understanding of multiple versions is beneficial. There's also a need to integrate Power Automate, so experience with this tool is essential. Ideal candidates must be proficient with SharePoint, organized, detail-oriented, and experienced in workflow aut...

...are not able to understand it and we need someone that can help us file our claims. I'm in need of an experienced paralegal from India who can provide a variety of services, including legal research, document drafting, case management, and the filing of a claim. Key responsibilities: - Conducting thorough legal research to support my case - Drafting necessary legal documents efficiently and accurately - Managing the overall progress and handling of the case - Filing the claim in a timely manner Ideal candidates for this job will have: - Proven experience in paralegal services - A strong background in legal research - Exceptional drafting skills - The ability to effectively manage cases - Experience with filing claims In your application, pleas...

I'm in need of an experienced legal professional to draft a complaint for a speedy trial violation. This complaint will be filed in a Federal court, thus requires a strong understanding of Federal laws and legal writing. Key Requirements: - The complaint should be in a hybrid format, encompassing both a narrative style and legal arguments. - It is imperative that this complaint includes references to specific federal statutes and case law. - The candidate should have a demonstrated and proven track record in legal writing and an understanding of the complexities involved in such complaints. Ideal Candidate: - A qualified lawyer with experience in Federal court cases. - Proficient in legal research and drafting complaints. - Familiar with the proc...

I'm in urgent need of a skilled domain broker to sell a domain on my behalf. Key responsibilities include: - Assessing the market value of the domain to ensure the best possible deal - Negotiating with potential buyers/sellers - Handling all paperwork and legal aspects of the transaction I need someone with: - Proven experience in domain brokering - Strong negotiation skills - Deep understanding of domain market trends - Excellent communication skills - Ability to work quickly and efficiently I'm looking to close the deal as soon as possible, so please apply only if you can deliver under a tight deadline.

I'm looking for a freelancer to assist with a data entry project. The task involves inputting text data from scanned documents into a database. Key Requirements: - Proficiency in data entry, particularly handling text data - Experience working with scanned documents is preferred - Attention to detail to ensure accurate input - Ability to efficiently and accurately create a database The primary goal of this project is to have a comprehensive database created from the scanned documents. I would greatly appreciate a freelancer who can handle this task with precision and efficiency.

I have a collection of 15 PDF and mixed Word documents that require conversions and substantial edits. The services I need include: • Reformatting the PDFs to editable Microsoft Word files • Major content overhaul where entire sections need rewriting The ideal freelancer for this job should have a strong background in editing and rewriting content. They should also have good experience with PDF and Word conversions and reformatting. As I haven't specified the nature of formatting changes required, freelancers with a keen eye for detail and overall document aesthetics will have an edge.

...Assistance in determining the best legal structure for my business and navigating the registration process to ensure everything is set up correctly. - Licensing and Permits: Identifying and obtaining the necessary permits to operate my business legally within my region. - Financial Planning: Guidance on managing startup costs, exploring funding options, and setting up sound financial management practices. - Branding and Marketing Strategy: Creating a strong brand identity and a strategic marketing plan to effectively reach and engage my target audience. The ideal freelancer for this job will have: - Proven experience in business consultancy, specifically with startups. - Strong knowledge of market research techniques and business planning. - Familiarity with the legal ...

...attorney with expertise in company formation. As I am at the initial stages of starting a new business, I need guidance on the specific legal aspects surrounding LLC formation in Delaware. Key Points: - I am primarily interested in forming a Limited Liability Company (LLC) in Delaware. - I'm not yet certain if my LLC will operate in multiple states. This decision will impact the requirements for the company formation process. Your Responsibilities: - Provide clear and comprehensive advice on the steps and legal requirements for establishing a Delaware LLC. - Offer insight on the implications of operating a Delaware LLC in multiple states. - Help me understand the legal obligations and advantages of choosing Delaware as my LLC's state of formation. Ideal...

I am in search of a unique corporate logo for "Wiseman Legal". The logo should be classic and professional in style. The main image in the logo should be a stylized 'W', which should resemble the photo provided. Specifics: - **Style:** Classic - **Perception:** Professional - **Color Scheme:** Predominantly blue or navy blue with hints of white for a professional and clean look. - **Main Imagery:** The main image in the logo should be a stylized 'W' Ideal Skills: - Proficient in classic logo design - Experience in branding for legal companies - Able to create a friendly and approachable feel through design - Strong understanding of color psychology - Portfolio of similar projects in corporate branding Please note that the logo should incorp...

I'm looking for a professional to assist in assigning shares for equity distribution. The assignment will involve a single round of distribution only, with the shares intended to be transferred to my spouse. Key Requirements: - Experience in equity distribution and share assignment - Familiarity with legal and financial implications of share transfer - Ability to handle the process efficiently and with discretion Your role in this project will be pivotal as it involves a sensitive matter. Therefore, I'm looking for someone with a proven track record in handling such situations with professionalism and integrity. Please provide your relevant experience and suggested approach to this task in your proposal.

I'm in need of a competent translator who can strongly convert Spanish technical documents into English. Your responsibilities would include: • Thoroughly and accurately translating Spanish technical documents into English without the loss of context or meaning • Ensuring the technical terms and jargon remain effective and understood in the English version While industry-specific knowledge isn't a necessity, a strong ability to translate technical terminology accurately is crucial. If you have experience in this type of translation, your expertise will be highly valued. Proficiency in Spanish and English is a must.

I'm looking to set up a Limited Liability Company (LLC) as a sole owner. I need assistance with the fol...assistance with the following aspects related to my new company: - Articles of Organization: Drafting and filing the necessary legal documents to establish the LLC in both Arizona and Hawaii. - EIN Number: Obtaining a unique Employer Identification Number (EIN) from the IRS. - Operating Agreement: Drafting an operating agreement for the LLC, outlining the ownership and operating procedures. Ideal candidates for this project are professionals with experience in business formation, particularly in setting up LLCs. Knowledge of the specific requirements and regulations in Arizona and Hawaii is a plus. Strong legal writing skills are essential for creating the n...

...meticulous data entry specialist who's comfortable working with legal documents. The project requires manual data entry from physical documents into online forms. The task involves a significant amount of data to be accurately transcribed, so attention to detail is crucial. Key requirements: - Proficient in data entry - Comfortable working with legal documents - Attention to detail - Meticulous and organized - Able to accurately transcribe large amounts of data from physical documents into online forms It's important that the freelancer I hire is detail-oriented and has experience with handling sensitive data. The successful candidate will ensure all information is entered accurately, maintaining the integrity of the legal ...

I have some English documents that needs to be translated into Romanian. Need Human translation. Please only apply if you are a professional translator with experience in translating from English to Romanian. Due to the urgency of this project, I need someone who is able to start immediately. Deadline: 5 Hours.

...build a corporate intranet portal that will cater to the needs of employees, managers, and executives. Features: - Employee Directory: A comprehensive directory of employees with their contact information and department details. - News and Announcements: A section to post company-wide updates, events, and news. - Document Sharing: A secure platform for sharing and collaborating on important documents and files. Design: The design of the portal should be corporate and professional, reflecting our company's ethos and brand image. Clean lines, professional color schemes, and intuitive layout are key to ensuring this portal is both functional and visually appealing. Skills and Experience: - Proven experience in developing intranet portals - Proficiency in UX/UI design for c...

I'm seeking a skilled developer who can create a website for my new start-up. The main purpose of this site will be to sell legal drafts. Given my current budget, I can offer just RS 2000 inr. However, you can expect a 5-star rating and a small bonus as a token of my appreciation for your work. Key project requirements include: - **E-commerce Functionality**: The site should be built with the intent of selling legal drafts. This will involve creating a seamless user experience for browsing, selecting, and purchasing these drafts. - **Post-Purchase Delivery**: After a customer purchases a legal draft, I would like them to receive an email link to download the document. This will necessitate a system that can automatically generate and send out these emails upon ...

I'm looking for a skilled translator to convert a document written in Spanish to English. The content is for a {business|legal|personal} purpose, though I neglected to indicate this in my initial setup. Key Requirements: - Fluency in Spanish and English - Proven record of accurate translations - Respect for the confidentiality of the document Please submit a bid for this project and include your experience, estimated timeline, and a few words on how you plan to approach the translation.

I have some English documents that needs to be translated into Romanian. Need Human translation. Please only apply if you are a professional translator with experience in translating from English to Romanian. Due to the urgency of this project, I need someone who is able to start immediately. Deadline: 5 Hours.

I'm currently in need of an experienced Python developer who can revise two of my existing scripts. The project will involve making changes to the code so it uses the docx library instead of the current setup. The number of Word documents to be processed is less than 10. Although the specifics of the modifications were not explicitly provided, it is safe to assume that the job may also involve implementing any necessary tweaks to ensure the accurate and efficient extraction and processing of data from the Word files. Ideal Skills and Experience: - Extensive experience with Python and a proven track record of previous script modifications - Demonstrable proficiency with both the and docx Python libraries - Solid understanding of data extraction and processing techniques

I need a digital brochure primarily for marketing and advertising purposes. The target audience for this project are business clients, so the design should be professional and engaging. I intend to distribute the brochure via Whatsapp, so it needs to be easily shareable on this platform. Key Points: - Purpose: Primarily for Marketing and Advertising - Audi...professional and engaging. I intend to distribute the brochure via Whatsapp, so it needs to be easily shareable on this platform. Key Points: - Purpose: Primarily for Marketing and Advertising - Audience: Business Clients - Distribution: Via Whatsapp Ideal Candidate: - Experience in designing digital marketing materials - Understanding of business-oriented design principles - Proficiency in making documents easily shareable o...

I'm in need of an AWS expert to set up EC2 instances and S3 storage for my project. Key Responsibilities: - Implement EC2 Instances: - Please note that I haven't specified the exact requirements for the instances, so your experience and expertise in setting up versatile EC2 instances will be highly valued. - Configure S3 Storage: - I'll be storing various types of data on S3 - Documents, Images, and Videos. Your task will be to set up the storage in a way that is efficient, secure, and easily scalable. Ideal skills: - Proficiency in AWS services, particularly EC2 and S3 - Experience in setting up EC2 Instances to meet varying requirements - Expertise in configuring S3 Storage for different data types - Understanding of security and scalability best practices ...

Hi, we need to translate the attached documents from Neerlandese to Italian, destination: Switzerland. We don't have any specific deadline. Please note that parts with small multilingual text may have errors, because the quality of the original scan was poor, not all letters are clearly visible.

...skills in English and Hebrew language and profound understanding of legal terminologies, technical jargon and cultural phrases. - You will work with a text-based PDF, preserving its exact format while transforming it into English. - The document contains technical parlance, legal terms and cultural phrases, all of which will need to be aptly translated in a manner that captures the essence of the original Hebrew text. The perfect freelancer for this job would be someone with rich translation experience, a strong grasp of the Hebrew language, English proficiency, and an ability to maintain the integrity of the original format in the new language. If you can skilfully handle the subtleties involved in translating Hebrew legal terminology, technical lingo, and cult...

...experience in front-end and back-end development. * Proficiency in WordPress, CodeIgniter, PHP, MySQL, Elementor, WooCommerce, and related technologies. * A self-starter capable of investigating and solving complex problems independently. * Versatility in managing a diverse workload and meeting deadlines in a dynamic environment. * Ability to work remotely and efficiently with well-organized work documents. Compensation: This is a full-time position, Monday to Friday, from 09:00 to 19:00, with a monthly salary of $1,000. How to Apply: Please submit your portfolio showcasing your expertise in the relevant technologies. Selected candidates will be invited to complete a technical and personality assessment, designed to evaluate both technical skills and fit for our team culture. S...

...Emirates. Introducing GCC Tax Laws GPT GCC Tax Laws GPT leverages the power of Generative Pre-trained Transformers (GPT) technology to create an intelligent and user-friendly solution for GCC Tax Laws compliance. Here's how it will work: • Automated Data Analysis: GCC Tax Laws GPT will be trained on vast amounts of GCC Tax Laws data, enabling it to analyze invoices, receipts, and other financial documents accurately. • Personalized GCC Tax Laws Guidance: GCC Tax Laws GPT will analyze your company's specific GCC Tax Laws profile and generate customized reports and recommendations for optimized GCC Tax Laws compliance. • Reduced Errors: GCC Tax Laws GPT's ability to analyze complex GCC Tax Laws rules will significantly minimize errors in calculation...

I need a meticulous freelancer to assist with entering pre-organized text data from an archive of offline documents. No data cleaning or organization is necessary prior to entry but accuracy is vital. Key responsibilities will include: - Inputting a large volume of text data accurately and efficiently from offline material - Ensuring data integrity by checking entries for errors The ideal candidate will have: - Proven experience with data entry tasks - Swift typing speed while retaining a strong attention to detail - Experience working with offline sources - Strong organizational skills ensuring accuracy and efficiency

Social Studio Analytics is implementing a digital transformation project for a legal aid charity based in Jerusalem and is seeking an ERPNext/Frappe developer to help fulfill a core project milestone. The ERPNext/Frappe developer is expected to develop a dynamic form-filling applications platform that is dynamic and versatile since the Society offers around 11 different applications with different requirements and specifications. For the users, the application process (filling in the information) should be as easy as can be, and for the Society, the applicants’ input should be neatly filled out in legal documents and applications that have a pre-defined format. _ _ _ _ _ _ The detailed job description is included in the following Google Drive link:

I am seeking an individual proficient in converting primarily text-based PDF files to editable Word documents, while maintaining the original formatting. I intend to edit the content once the files have been converted. Expected competencies include: - Strong expertise in handling PDF and Word conversions - High attention to detail to retain original formatting - A proven track record of working with predominantly textual material. A successful project will result in Word documents that closely resembles the initial PDF in format and allows for seamless editing.

I'm looking for a task-oriented individual who can assist me with saving documents from an online database. Your assignment would primarily revolve around focusing on documents and seamlessly saving them off. Key responsibilities: - Download documents with my full permissions. - Make sure that all downloaded files are in audio file format and labelled correctly. The ideal candidate will have: - Relevant experience and proficiency in saving files to dropbox. - Excellent attention to detail ensuring the correct files are stored. May be 1-2 days of work.

Need a native French proofreader for our long term project. We have few French documents which already translated into English. Now, we need to proofread them manually and accuracy. Budget: $5-$7 per document (Fixed) Deadline: Asap

I require accurate data entry services for typing PDF documents into Word format. Ensuring all final outputs have 100% fidelity to the original document is crucial. Strictly no spelling errors or deviations. - **Purpose:** This project is primarily for data entry. We will be transferring information from PDF files into Word documents. - **Format:** The final format for the data should be a Word document. All the data from the PDF files must be transferred accurately. - **Accuracy:** Attention to detail is key. All data must be 100% accurate to the original PDF, including spelling, grammar, formatting, and any graphical elements. Ideal candidates should have: - Proven experience in data entry. - Advanced skills in Microsoft Word and PDF handling. - High attention to det...

...Apache Kafka to work on a data integration project. The main objectives of this project are: - Integrate various data sources: structured (SQL database), semi-structured (XML, JSON), and unstructured (emails, documents) - Develop a robust data flow architecture - Ensure efficient data transmission across systems The perfect freelancer for this job should possess the following characteristics: - In-depth knowledge and practical expertise with Apache Kafka - Experience with integrating diverse data sources, such as SQL databases, XML, JSON and unstructured data (emails, documents) - Proven track record of successful data integration projects Feel free to schedule a meeting using this link. If you read whole description, just write "I

I am a lawyer who requires and need a professional lawyer with extensive knowle...Columbia (Canada). The particular aspects I need assistance with are: • Divorce • Property Division Concerns I have that need addressing are specific to: • Legal research and drafting • Notice of applications and application responses • Applying Case Law In addition, I need a specialist in: • Matrimonial home issues • Pension division • Debt distribution Spousal Support Child Support All issues related to Family Law under the Family Law Act A strong candidate will have specific experience in these areas and a comprehensive understanding of the Family Law Act of British Columbia (Canada). An aptitude for explaining complex legal matters in a way I c...

...development, particularly in creating user-friendly and efficient customer portals. Experience with integrating Square and Zoho Books is a plus. It's crucial that the website and portal are secure and scalable. A good understanding of SaaS models would also be beneficial. Additional Requirements IoT Hybrid Solutions Website with Customer Portal for Product License Management and Payment Requirements Documents Project Overview: The project aims to develop a white label website () leveraging content from an approved website which will disclosed upon award. Develop a customer portal that facilitates the management of product licenses and allows customers to make payments for those licenses online. Goals and Objectives: 1. Provide customers with a user-friendly interface to

...QT(Required) • Have experience in IEC 61850 standard (Preferred) • Major in Electrical engineering, Computer/System Engineering, and other engineering Requirements: • Relocation Required. No Remote. Recruiting Process: • Online application → Technical Fit Interview → Culture Fit Interview → Recruit • If you are located outside Korea, the interview will be done remotely. Application Documents • Applications & Resume. You may send your portfolio if you have one. • If you are a beginner, send us your school transcript. Location: • 13, Geomdan-ro 114beon-gil, Seo-gu, Incheon, Republic of Korea Labor Type: • 5 days a week. (Monday ~ Friday) 09:00~18:00 • Full-Time (If you are a beginner, 3 months ...

I need a letter written to my ex-girlfriend addressing some unauthorized transactions, and demanding reimbursement. The letter should be firm in tone, clearly explaining the situation and the expectation for reimbursement. Key elements include: - A clear and c...Key elements include: - A clear and concise explanation of the unauthorized transactions. - A firmly-worded demand for reimbursement. - Professional language and tone throughout. Ideal skills for this job include: - Strong writing skills, particularly in the realm of demand letters or similar formal communication. - Ability to draft professional and persuasive correspondence. - Understanding of legal or financial terminology, particularly in relation to unauthorized transactions. Please provide samples of similar work if...

I am seeking an expert editor with substantial knowledge of machine learning and the ability to perform proofreading. Here is what I require: - Substantive editing for my article - improve grammar, punctuation, consistency - Editing to be done in a Word Document format. - The article is l...proofreading. Here is what I require: - Substantive editing for my article - improve grammar, punctuation, consistency - Editing to be done in a Word Document format. - The article is lengthy as it contains more than 1000 words. The ideal candidate for this job must possess a strong command of the English language and should have prior editing experience, preferably on machine learning-related documents. I look forward to transforming my article into a well-structured, clear, and impact...

Seeking a talented individual or team to create a dynamic and customizable spec sheet template for our furniture collection. The template must include slots for pictures, names, company info, and various pieces from different styles. Must support auto-fill functionality based on pre-defined formulas but allow manual data entry. It would be even better if the sizes could use a formu...product should be user friendly, allowing us to easily generate new spec sheets by inputting specific details such as images and dimensions. The goal is to get all of that information (along with a couple other pieces) on a single page. I have attached an example of our current sheets. The deliverable for this project will be the spec sheets in PDF format. Experience in creating similar documents ...

...necessary legal information pertaining to the product in a clear and concise manner. - Highlight Product Attributes: Clearly elucidate the features and advantages of our product in a way that is easily understandable. - Disclose Risks: Any and all risks associated with the product should be transparently presented in an upfront manner. The final product should be a digital document, for easy access and convenient dissemination. The ideal freelancer for this project should ideally have experience in technical writing, preferably specializing in legal or contractual documents. Additionally, an understanding of our target consumer and investor demographic would be beneficial for a more effective communication style. Solid background in product explanation and risk ...